
Prompt engineering might sound like a fancy tech term reserved for AI developers. However, itâs fast becoming an essential skill for anyone who wants to work smarter and make their job more AI resistant.Â
Whether youâre a freelancer, small business owner or just someone who spends a lot of time fiddling with ChatGPT, knowing how to talk to AI properly can supercharge your productivity and creativity.Â
The best part? You donât need to know how to code. You just need to know how to ask better questions. Here are the details.
What Is Prompt Engineering, Really?
Prompt engineering is the practice of crafting clear, effective inputs (prompts) to get the best possible outputs from generative AI tools like ChatGPT, Claude or Midjourney. Itâs not about speaking to machines in their language. Itâs about training yourself to communicate more deliberately and precisely.
Think of it like giving directions. If you tell a friend, âDrive me somewhere fun,â the outcome is unpredictable. But if you say, âTake me to the nearest beach with good reviews and public bathrooms,â youâre more likely to get what you want. Prompt engineering is about reducing ambiguity, setting clear goals and sometimes even stacking instructions for complex results.
With tools like ChatGPT now being used for resumes, meal plans, business pitches, social media content and more, prompt engineering is turning into the literacy of the digital age. If you know how to prompt properly, youâll get the desired output faster and earn money with AI more easily.Â
Why It Matters More Than You Think
If youâve ever been disappointed by an AI response, itâs possible itâs not the toolâs fault. It could be the prompt. AI models are becoming more advanced, but they arenât mind readers. A vague input will produce generic, boring or off-target results.
Learning how to shape your prompts can save hours of editing, rewriting or starting over. Instead of saying, âWrite me a blog post,â you might say, âWrite a 700-word blog post in a conversational tone on why remote work improves employee happiness, using stats and a short intro.â
That one change, adding detail, can unlock completely different levels of quality and usefulness. Try it yourself and youâll see the drastic difference between how much time you spend working on each. If youâre out of inspiration, you can always convey the idea to another LLM in simpler terms and get a better prompt instantly.Â
And itâs not just about writing. Designers can get more nuanced visual outputs from image generators. Coders can get cleaner, more specific code. Marketers can extract insights from data without wrangling spreadsheets. In a world where AI is everywhere, prompt engineering is the difference between OK and excellent.
How to Start Prompting Like a Pro
The trick to good prompt engineering isnât memorizing scripts. Itâs learning how to guide the AI through context, format, tone and constraints. A good prompt sets expectations.
For example: Instead of: âSummarize this article.â Try: âSummarize this article for a 5th grader, in five short sentences, keeping the tone curious and fun.â
Here are a few techniques that help:
- Role assignment: Ask the AI tool to act like a specific persona (âAct as a hiring managerâ¦â or âPretend youâre a Michelin-star chefâ¦â). This changes how it frames its responses. If youâre using ChatGPT, make sure you properly use the Memory and Custom Instructions features.Â
- Constraints: Set limits (âUse no more than 150 wordsâ or âAvoid using jargonâ). Be prepared that youâll have to use another model or chat window to paraphrase your AI prompts into a more digestible form.Â
- Step-by-step instruction: Break big asks into parts (âFirst list the pros, then the cons, and then give me a recommendationâ).
- Formatting cues: Request a specific structure (âWrite in bullet points,â âGive me a table,â or âInclude headingsâ).
Over time, youâll get a feel for how much context is needed and which tweaks produce better results. The best way to learn? Keep experimenting.
Real-World Uses for Prompt Engineering
You donât need to be in tech to benefit. Prompt engineering is already revolutionizing how people in everyday jobs get things done.
- Writers and editors use it to generate drafts, headlines, outlines or improve grammar. A prompt like âRewrite this paragraph to be punchier and remove passive voiceâ can clean up sloppy text in seconds.
- Customer service reps feed in entire complaint emails and prompt the AI to generate calm, empathetic responses. It can help with tone, de-escalation and clarity.
- Small business owners use prompts to create product descriptions, ad copy, newsletters or even social captions. Instead of paying per piece, theyâre learning to iterate faster with AI assistance.
- Students and researchers use AI to summarize sources, brainstorm essay angles or generate study guides. With the right prompt, AI becomes a homework buddy.
- Job seekers craft resumes, cover letters and interview prep material. A prompt like âRewrite my experience to fit a marketing coordinator role using industry buzzwordsâ does wonders.
Itâs not about replacing your brain, itâs about extending your reach. The best way to go about this is to observe your daily tasks, workflows and responsibilities and diagnose the parts that need automating.Â
Pitfalls to Avoid (and How to Course-Correct)
Even with great prompts, AI can go off the rails. It might misunderstand tone, give outdated information or hallucinate facts. Hereâs how to stay in control:
- Always fact-check. AI models like ChatGPT donât access the internet in real-time unless youâre using web-enabled versions. Even then, double-check.
- Avoid vague questions. Asking âWhat should I eat tonight?â is too open. Try âGive me three healthy dinner recipes under 30 minutes using chicken, rice and broccoli.â
- Donât assume AI knows you. Each session is a fresh slate unless you build a persistent custom GPT or chatbot. Re-establish context each time.
- Limit complexity per prompt. Asking it to write, format, cite sources, translate and analyze tone in one go usually backfires. Break it up.
Prompt engineering is a conversation, not a command, so donât expect a perfect answer right out of the gate. Ask, evaluate, revise and iterate until you see consistent output. Then, you can move on to further benchmarking and tweaking the prompt. In particular, you should pay attention to structure across your attempts and how the model responds to changes. Â
Leveling Up: Going Beyond Basics
Once youâre comfortable, you can start chaining prompts together to handle multi-step tasks. Think of it like delegating a project:
- Generate a blog outline
- Have AI write each section
- Ask it to rephrase for clarity
- Add SEO keywords
- Format for publishing
This is called prompt chaining, and it lets you layer complexity without overwhelming the model. You can also build templates that you reuse and refine over time.
For example: âAct as an experienced financial advisor. Explain dollar-cost averaging to a 25-year-old beginner investor, using real-world metaphors and staying under 300 words.â
Save that. Tweak it. Reuse it.
You can even learn to use system messages or advanced tools like GPTs in ChatGPT Pro, where you customize the assistantâs behavior long-term. This is like giving your AI a memory and a job title.
Prompt engineering isnât static, and as such, it should evolve alongside your workflow and newer versions of GPT, Claude.
Why Prompt Engineering Pays Off
Prompt engineering is more than just a trendy buzzword. Itâs your ticket to getting more out of the tools you may already use. And unlike most tech skills, it doesnât require weeks of training or expensive courses. You just start where you are and get curious.
If you can learn to speak the AIâs language (which really just means being clearer about your own), you gain leverage. You spend less time fiddling and more time finishing. You build faster, write better, think sharper.
In a world run by inputs, those who prompt well will lead. So the next time you open ChatGPT, ask smarter. The future doesnât wait for generic questions and you certainly wonât have time to revise the output a million times over.Â
New York contributor Kiara Taylor specializes in financial literacy and financial technology subjects. She is a corporate financial analyst.
This was originally published on The Penny Hoarder, a personal finance website that empowers millions of readers nationwide to make smart decisions with their money through actionable and inspirational advice, and resources about how to make, save and manage money.